Transfer credit card balances and save money!

Credit cards are a dime a dozen. Whether it's a balance transfer or secured card to build your credit, we cut the fluff to offer what matters - a simple low rate. With no hidden or big bank fees, get a quick approval today!

Find the right card for you on our quick and easy online or mobile-friendly application. 

Membership Eligibility: Find out how to become a Universal 1 member.

Set notifications, control spending limits or turn your U1 VISA credit card on or off with the CardValet management app. Learn more or download the mobile app. 

Be sure to take advantage of eStatements for your U1 Credit Card. You'll skip the wait for paper statements and gain benefits like instant access, more security and convenience! Registration is free and only takes seconds to enroll. Login to your U1 Visa Online Account to register. 

We're here to help!
For questions or additional information on how to apply for a credit card, send a message, email or give us a call.
LoansRP@universal1cu.org   |   800-762-9555 opt. 5

APR = Annual Percentage Rate. All loans subject to approval. Rates, terms, and conditions vary based on creditworthiness. VISA Platinum Variable APR determined by adding a margin to the Prime rate and rate may vary after account opening. Margin based on individual creditworthiness. Maximum APR is 18%. This card is issued by Universal 1 Credit Union pursuant to a license from VISA U.S.A. Inc.