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U1 Internet Banking
Savings

checkmark and piggy bank iconU1 Savings: A future that dances!

U1 savings prepares for your future by meeting you where you are today.
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Membership Eligibility: Find out how to become a Universal 1 member.

Certificates
Effective Date: Friday, May 3rd, 2024
TermMin. BalanceRateAPY
6 & 7 Months $1,000.00 2.45% 2.48%
12 Month Money Saver $25.00 1.60% 1.61%
12 Months $500.00 2.55% 2.58%
13 Months $1,000.00 2.55% 2.58%
18 Months $1,000.00 2.30% 2.33%
24 & 30 Months $1,000.00 2.40% 2.43%
36 Months $1,000.00 2.60% 2.63%
48 Months $1,000.00 2.75% 2.79%
60 Months $1,000.00 2.90% 2.94%
HSA 3 Month Certificate $1,000.00 1.00% 1.00%
APY = Annual Percentage Yield. Dividends paid monthly. Early withdrawals of Certificates are subject to substantial dividend penalties

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