Universal 1 Credit Union's Money Management Tools.
Understanding your current financial picture is a key component in achieving financial clarity and improving your personal finances. Universal 1 Credit Union’s Money Management tool helps you do just that.
Filing your taxes can be, well taxing, so it’s best to be as prepared as possible before the deadline.
While it is true that most money-saving options to defer income or accelerate deductions are limited after Dec. 31, there are still many steps you can take to make your tax-filing experience less expensive and easier.
It is Tax Refund Season. As we enter the tax refund season, the fraudsters are prepared and ready to go.
The IRS has reported the perpetrators use multiple message variations in an attempt to fool taxpayers. Fraudsters will use regular mail, telephone, and email phishing attempts to steal 
taxpayer refunds or tax-related information. The emails can appear to be from a trusted source, but the email addresses are spoofed or compromised containing stolen logos. Also, the risk alert reminded that phishing emails typically contain links to malicious websites or attachments with embedded malware or viruses.
For many of us, we set typical goals for the new year, such as lose weight, exercise more, or go someplace we’ve never been, but if there is one New Year’s resolution that will bring you peace of mind, less stress and anxiety, it’s to create your financial goals.
Read More »It’s easy to get caught up in the holiday spirit and overspend. Something to keep in mind, however, is the fleeting thrill of giving nice gifts and hosting big parties compared to the stress of overspending or breaking the bank. By planning ahead, saving money and sticking to a budget, you can avoid debt and keep your spirits up long after the holiday lights go out.
A cyber-attack is an unwelcomed attempt to access a computer system and steal, expose, alter, disable or disrupt private information. Cybercriminals use multiple methods to initiate an attack. If given the opportunity, a cybercriminal will hack your network and steal every bit of valuable data they can find, including financial data.
Read More »- Share on Facebook: The Importance of Protecting Yourself from Cyber-Attacks
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What’s the difference between a credit union like U1 and a bank? Simply put, we are a not-for-profit financial co-operative that exists to create personal, community and financial wellbeing. We'll empower your financial life by creating the best possible experience. Members get more. We put people before profits and members get personalized service and one-on-one attention. We look beyond the numbers to do what’s right for you.
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Improving financial literacy…
Each year, the National Financial Educators Council releases a National Financial Literacy Test, which is taken by Americans of all ages, financial positions, and backgrounds. The test measures participants’ knowledge as it pertains to earning, saving, and growing their money.
Read More »It's National Credit Union Youth Month and we are listing several resources for educating finances to children and young teens. As we have touched on this topic in the past, we find out that many tips we share are ones that are not taught in school. Most parents understand that they should teach their kids about money, but where to start can be a challenge. Take advantage of the various resources we listed for teaching financial education to children and young kids.
Read More »If you've thought about making home improvements and eventually get to a point where you can tackle the project, you may wonder how you're going to finance the costs. There are many ways to pay for home improvements, but what is best for you depends on your situation/circumstances. Let's take a look at the many ways you can finance your home improvements projects.
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