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Savings

checkmark and piggy bank iconU1 Savings: A future that dances!

U1 savings prepares for your future by meeting you where you are today.
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Membership Eligibility: Find out how to become a Universal 1 member.

Basic SavingsMoney MarketCertificates

Savings Accounts
Effective Date: Tuesday, October 28th, 2025
TypeMin. BalanceRateAPY
Tier 1 $5.00 - -
Tier 2 $300.00 0.05% 0.05%
Tier 3 $10,000.01 0.10% 0.10%
Tier 4 $50,000.01 0.15% 0.15%
Vacation and Holiday $50.00 0.10% 0.10%
APY = Annual Percentage Yield. Tiers 1-4 apply to Savings and Savings Plus accounts only. APY on the average daily balance of $300.00 or more on Savings and Savings Plus accounts, paid monthly.Dividends paid on $50.00 or more balances in Vacation and Holiday accounts.

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