Why U1? 

As a not-for-profit financial institution that's existed for over 85 years, you'll find knowledgeable and reliable financial expertise with Beyond What You Expected service at Universal 1 Credit Union (U1). We'll make sure you're pleasantly surprised that a financial institution cares about you as a human being and can masterfully manage your finances. No big-bank hidden fees, quick online applications, competitive rates, online and mobile banking - the list goes on! 

You can think of us as a bank (in terms of everything a bank provides), but at the end of the day, you are a member and an owner - not just a customer. 

U1 membership eligibility is available through many outlets: 

• If you belong to a Select Employee Group (SEG) or work with one of our company partners, you're eligible. 

• If you live, work, worship or attend school in one of the following cities or local counties:

View eligible cities & counties