This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
U1 Go to main content Search
Locations & ATMs | Rates | Careers | Routing: 242278072 | Contact U1
U1 Internet Banking
Signature Loans

Universal 1 Credit Union Signature Loans

An easy way to pay for anything!

Whether it's home improvements, debt consolidation, vacations - you name it, a Signature Loan gives you quick and easy access to funds for whatever you may need. All you really need is...well...a signature.

Apply

Membership Eligibility:
Find out how to become a Universal 1 member.

Here's the deal.

      • Low fixed rate
      • Simple, quick online application
      • Customize your term
      • No collateral needed for our unsecured personal loans
      • No prepayment penalties or hidden fees

Signature
Effective Date: Tuesday, October 28th, 2025
TypeTermRates as low as
Fixed Rate Up to 60 Months 9.49%
APR = Annual Percentage Rate. All loans subject to approval. Rates, terms, and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change.

Go to main navigation
U1 has a few links to external sites but does not operate them.
The credit union is not responsible for their content, and site security and privacy policies may differ.
U1 does not represent you or the third party if both enter into a transaction.