Finding what's right for you.
U1 knows that borrowing helps us all accomplish life's goals and dreams.
What's the best way to accomplish yours?
All of our loan options come with:
- Low competitive rates
- No hidden fees
- No-hassle processing
- Quick & easy online or mobile applications
- Over 80 years of reliable, local service
Membership Eligibility: Find out how to become a Universal 1 member.
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If you have already applied for a loan or credit card you can check the status anytime.
APR = Annual Percentage Rate. All loans subject to approval. Rates, terms, and conditions vary based on creditworthiness and amount financed. Home Equity Lines of Credit are variable-rate loans. Home Equity has a max APR of 18%. Rates and terms subject to change.