Lower your rate and payment by refinancing.
If interest rates are lower than when you got your current loan, there's a good chance refinancing may help lower your monthly mortgage payment and pay off your loan sooner, but why else would you refinance?
Reasons to refinance
- Lower your interest rate
- The value of your home has increased
- Home improvements
- Debt consolidation
- Build equity faster
- Apply for a home loan that recognizes improved credit score
- Convert to a fixed or adjustable-rate
For more on mortgage refinancing, see why it's important to learn about refinancing and if the timing is right.
It helps to know the ins and outs of the mortgage journey to make sure it's the best route to financial health. That's where we come in. With over 80 years of mortgage expertise, we'll take the time to understand your home needs, step by step. Get quick online pre-approval today with our online or mobile-friendly application!
We're here to help!
For questions or additional information on how to refinance your mortgage, send a message, email or give us a call.
mortgageservices@u1cu.org | 800-762-9555 ext 424 | NMLS #652486
All loans subject to approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Other restrictions may apply. Rates and terms subject to change.
Go to main navigation