Auto loan financing the simple way. 
Car, truck or RV...if it's got wheels, we've got a loan. Enjoy driving the vehicle you want, with payments you can afford! Discover the benefit of being pre-approved with U1 before visiting a dealership.
We'll help you buy a new or used vehicle, or refinance your current loan. A quick and easy online process with the low car loan rates and flexible terms you want!
The best part?
Get started today!![]() Membership Eligibility: Find out how to become a Universal 1 member. |
U1 vehicle loan benefits include:
Low rates
Flexible terms
Quick & simple online or mobile-friendly application
No-hassle processing
No hidden fees
Over 80 years of reliable, local car financing service
Click below to view our auto loan rates.
Want more convenience? Make payments & manage your account easily by signing up for Online/Mobile Banking!
Download the U1 Mobile App! | |
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We're here to help!
* APR = Annual Percentage Rate. Loan rate not lower than 6.29%. All loans are subject to credit approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Other restrictions may apply. Rate and terms subject to change.