U1 Savings: A future that dances!
U1 savings prepares for your future by meeting you where you are today.
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Membership Eligibility: Find out how to become a Universal 1 member.
| Certificates | |||
| Effective Date: Tuesday, October 28th, 2025 | |||
| Term | Min. Balance | Rate | APY |
| 6 & 7 Months | $1,000.00 | 2.45% | 2.48% |
| 12 Month Money Saver | $25.00 | 1.60% | 1.61% |
| 12 Months | $500.00 | 2.55% | 2.58% |
| 13 Months | $1,000.00 | 2.55% | 2.58% |
| 18 Months | $1,000.00 | 2.30% | 2.33% |
| 24 & 30 Months | $1,000.00 | 2.40% | 2.43% |
| 36 Months | $1,000.00 | 2.60% | 2.63% |
| 48 Months | $1,000.00 | 2.75% | 2.79% |
| 60 Months | $1,000.00 | 2.90% | 2.94% |
| HSA 3 Month Certificate | $1,000.00 | 1.00% | 1.00% |