This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
U1 Go to main content Search
U1 Internet Banking
Loan Rates

Auto
Effective Date: Sunday, May 19th, 2024
TypeTermRates as low asAPR
2019 - Newer Up to 63 months 6.29% 6.37%
*APR = Annual Percentage Rate. All loans subject to approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change. APR shown is based on a $20,000 loan with a $40 application fee for 63 months and a monthly payment of $374.33.
2015 - 2018 Up to 63 months 7.49% 7.57%
*APR = Annual Percentage Rate. All loans subject to approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change. APR shown is based on a $20,000 loan with a $40 application fee for 63 months and a monthly payment of $385.70.
For additional Auto rates and terms, please call 800-762-9555, option 0.
 
Rec. Vehicles
Type
For specific Rates and Terms, please call 800-762-9555, option 0.
 
Signature
Effective Date: Sunday, May 19th, 2024
TypeTermRates as low as
Fixed Rate Up to 60 Months 9.49%
Home Equity Line of Credit
Effective Date: Sunday, May 19th, 2024
TypeTermAPR (As Low As)
Up to 95% LTV 15 years 7.75%
*APR = Annual Percentage Rate.  The APR for the Home Equity Line of Credit (HELOC) is variable and based on Prime Rate as published in the Wall Street Journal plus a margin. Margin is determined by applicant's credit score and home's Loan to Value (LTV). Rates as low as Prime. Maximum APR = 18%. No closing costs with a $15,000 minimum initial advance; cannot be used towards U1 existing loans or debt. Third party fees could range from $0 - $400. Reimbursement of third party fees may be required for loans closed within the first three years of opening. Property insurance is required. Flood insurance and Private Mortgage Insurance (PMI) may be required. All loans subject to approval. Program subject to change.
Share Secured
TypeTermRates as low as
Fixed Up to 60 Months 5.00%
All loans subject to approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change.
Mortgage
Type
FHA / VA / RD / Conventional - Check out the latest U1 Mortgage Rates.
Home Remedy Loan
Effective Date: Sunday, May 19th, 2024
TypeTermRates as low as
Up to 95% LTV 10 / 15 Years 9.00% / 9.50%
*All loans subject to approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change. No closing costs with a $15,000 minimum initial loan amount; cannot be used towards U1 existing loans or debt. Property insurance is required. Flood insurance and Private Mortgage Insurance (PMI) may be required. Program subject to change.

Go to main navigation
U1 has a few links to external sites but does not operate them.
The credit union is not responsible for their content, and site security and privacy policies may differ.
U1 does not represent you or the third party if both enter into a transaction.