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This webinar will cover the options you have when retiring and claiming Social Security benefits. Here's what you'll learn:

• Your full retirement age
• What should you consider before making the decision to claim Social Security
• How your benefit is calculated
• How much you'll receive claiming benefits early or later
• Retirement/Spousal benefits
• Survivor benefits
• And much more

As the COVID-19 vaccine roll-out continues, it’s important to be on the lookout for scams. The Financial Crimes Enforcement Network (FINCEN) recently issued a new warning about vaccine scams:

• Beware of scams offering early access to vaccines for a fee.
• Keep an eye out for phishing scams where scammers email or text you with phony vaccine information.
• Steer clear of scammers trying to sell fake versions of vaccines.

Here are the facts:

• You can't pay to get early access to the vaccine.
• Medicare covers the cost of the COVID-19 vaccine. COVID-19 vaccines are also free to others throughout the country, although providers may charge an administration fee.
• Don't share your personal or financial information if someone calls, texts, or emails you promising to get you the vaccine for a fee.

For the latest vaccine updates, check with the Centers for Disease Control & Prevention (CDC). For additional scams surrounding the COVID-19 pandemic, visit u1cu.org/coronavirus-scams.

Unity in the Community: In our partnership with Community Blood Center, we awarded $500 each to West Carrollton & Miamisburg and Fairborn & Stebbins High School for hosting a blood drive and supporting local needs. The two schools combined their awards and donated a check for $1,000 to support the following charities: Fairborn FISH Food Pantry and West Carrollton Operation Share Christmas Congratulations to all the schools involved!

Annual Report
You can now view the 2020 Annual Financial Report here

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